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A Payment Optional Reverse Mortgage Can Be Like a Dream Come True!

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A Payment Optional Mortgage, also known as a Reverse Mortgage is an FHA Insured mortgage program designed to help senior homeowners 62 and older maintain home ownership and have the financial ability to stay in their home and survive retirement! The "Payment Optional"  Reverse Mortgages that you have been hearing so much about can help seniors do so many things! The reverse Mortgage has become one of the best financial planning tools available to seniors today!!


A Reverse Mortgage can pay off an existing mortgage, eliminate monthly mortgage payments, provide extra cash when needed to spend any way you like: pay for medical bills, pay for needed home repairs, buy a home, or just make it possible to enjoy retirement!


One Of The Very Best Financial Planning Tools Available to Senior Homeowners Today!


Hundreds of thousands of Senior Homeowners have discovered the financial benefits of a reverse mortgage every month! By unlocking the equity in their home, for many seniors the reverse mortgage has become a dream come true! It really can create Senior Freedom!! There are so many retirement benefits associated with a reverse mortgage and the Reverse Mortgage process is straightforward! The primary lending criteria for qualification is that the youngest borrower on the mortgage must be at least 62 years old, the borrowers must have a history of making monthly installment payments on time, timely annual housing obligations, and the borrowers have adequate income to cover living expenses and pay their annual taxes and homeowners insurance. The amount of money available is based on the age of the borrower, value of the home, and selected interest rate!


Like an Automatic Pay Raise!


For seniors who still owe money on their home, a Reverse Mortgage can eliminate their monthly P & I mortgage payment! That means what used to be their mortgage payment every month turns into disposable income for their retirement!  If seniors are paying $950 every month in principal and interest, it's like getting an $11,500 annual pay raise! If you owed only 5 years on your mortgage, you would keep $57,500 in your pocket!  You immediately free up that money for a well deserved retirement.  It's yours to spend any way you choose. Please note that the HECM reverse mortgage loan must be repaid with interest when the last borrower dies, sells the home, moves out of the home, or defaults on other housing obligations such as insurance or taxes.


To learn more about Reverse Mortgages CALL NOW!  This website will provide you with the facts about Reverse Mortgages and will answer most questions you might have. If you need more information or have questions, simply call day or night, or contact us!


Interest Rates on Reverse Mortgages Are Quite Attractive!


There could possibly never be a better time to consider a reverse mortgage! Interest rates on all mortgages have been at historic lows. To find out how a reverse mortgage can help improve your life or the life of a loved one, call us today, or email us for more information!


This website was not created by HUD or FHA and has not been approved by HUD or any government agency



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